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Welcome to PM Financial Ltd, your trusted partner for financial security and peace of mind.

Life insurance is a type of insurance to help ensure your beneficiaries, such as your children or partner, will be financially covered if you pass away. This can include:

  • Cover for outstanding debts – so that your family can continue to meet repayments on mortgages, loans or credit card bills
  • A gift – a lump sum pay-out could give immediate help to cover funeral costs, or simply as money for the future

Around 27.2 million individuals in the UK have some form of life insurance cover. According to the Association of British Insurers, £7.9b was paid out in life insurance claims in 2020 with the average claim pay out at £85,000. The most common reasons for claims are cancer, heart-related conditions, and other critical illnesses.

While life insurance is not mandatory, it can provide financial protection to your loved ones if you were to pass away.

With the current cost of living crisis, we understand how important it is to find cover that meets your circumstances at an affordable price.

To find out more about the best cover to meet your needs, speak to our award-winning team for a FREE QUOTE!

  • 1. Who should consider getting Life Insurance?
    • Individuals with financial dependents
    • Individuals who have entered into joint financial obligations with others
    • Individuals who have financial plans in place for the benefit others
    • Individuals who have a predisposition to adverse health conditions (due to heredity or genetics)
    • Individuals with dangerous jobs
  • 2. What are the benefits of Life Insurance?
    • Help provide living benefits
    • Help provide financial security
    • Help contribute to funeral costs
    • Help towards lost earnings due to critical illness
    • Help reduce the disruption of losing a close loved one
    • Help compensate for any lost earnings for your beneficiaries
    • It can help pay any unpaid debts, such as a mortgage, that are passed down to loved ones
    • Peace of mind